'She said just to ignore it': Mom steals her daughter's identity and runs up $6,000 in debt, college girl catches her thieving parent in a lie after getting chastised for financial awareness

Author image for Jesse Kessenheimer
Jesse Kessenheimer • Writer and Editor
Sep 11, 2024 10:00 AM EDT

Parents are supposed to look out for their kids. Unlike creatures in the animal kingdom who kick their babies out of the nest the day they're old enough to fend for themselves, humans are unique in sustaining their empathy for their grown children's life dilemmas. That is, of course, unless they're the predatory type of parent hellbent on sabotaging their spawn's success in life…

This predatory mom became her college-age daughter's greatest threat in the wild after stealing her identity and running up a huge credit card bill. Claiming she was short on cash,  this terrible mom tried to justify using her daughter's credit line as a safety net, effectively disproving that all human parents look out for their kin. Lucky for the college girl, u/stoppingmeallday, she wasn't about to give up so easily. 

Keep scrolling to read how this young woman learned of her thieving parent's deception through a thinly veiled ruse, a poorly executed heist, and a crummy credit score that cost her her dream job. After this, here's another story of a terrible mom who became a far worse parent than most after bailing on her daughter's 16th birthday to hang out with the golden stepchild instead. 

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  • 01
    Cheezburger Image 10401632768
    via wing-wing
  • 02
    Someone opened a credit card in my name and ran up a $6000 bill. My mom told me to just ignore it. Turns out, she was the one who opened it.
    via stoppingmeallday
  • 03
    Long story short, I applied for a job for my last year of school which required a background check. When I found out I didn't get the job a couple of weeks ago, I wasn't too shocked as I'm sure a lot of people applied for the spots. What did shock me
    via stoppingmeallday
  • 04
    was when I got a letter on Tuesday from the employer which said information in my credit may have been used against me. It then listed a charged off account and multiple missed payments on an account. I've never been even a day late in my life for the one credit card I've had since I was 18.
    via stoppingmeallday
  • 05
    When I went to pull my credit, I saw the charged off account, which looks like it was last updated in June. Immediately, I figured my credit had been stolen and called my mom. She said if I didn't open the account, just to ignore it and if I get sued,
    via stoppingmeallday
  • 06
    tell the judge an unknown person stole my identity. That didn't make any sense to me as anyone could say that about anything whenever they get sued. When I told her I was probably going to talk to the cops about it, she said I wouldn't want "those people" in my life.
    via stoppingmeallday
  • 07
    My roommate said it sounded like my mom opened the account and doesn't want to get in trouble for it. I was able to speak with someone in the fraud department for the card and they got me some information about it. Several
    via stoppingmeallday
  • 08
    cash advances from an ATM about a block from my mom's house, along with a couple of stores in my hometown. I told my mom all of that and asked her to come clean, she refused and got mad at me for accusing her of stealing my identity. Finally I told her I am
    via stoppingmeallday
  • 09
    going to the police about it and she blew a gasket, saying she needed the money and to mind my business. She said I can't call the police because they might revoke her probation (felony battery charges from last year) and she might end up doing time in county.
    via stoppingmeallday
  • 10
    I can't really sacrifice my future in this case and while I love my mom, I'm devastated she'd do this to me. I think I should go to the cops but I'm feeling some guilt about it.
    via stoppingmeallday
  • 11
    vorwahl0251 The [gaul] of someone wrecking your credit and then telling you to "mind your business" when you try to hold them to account for it.
    via vorwahl0251
  • 12
    dcamom66 It cost OP a job and credit history already, definitely their business.
    via dcamom66
  • 13
    ew76 Yeah, that "mind your business" made my jaw drop. WTH
    via ew76
  • 14
    Ok-Management-9157 Your mom wants you to care more about her current and future situation than she cares about yours-that's NOT ok. File that police report and get you life settled. She's a grown adult who can settle her own life, and should be doing it without dragging her own children down
    via Ok-Management-9157
  • 15
    OverltButWth And it is YOUR business OP! It's your future and your mom is a doing this to you. Stop for protecting the one person who always should have had your back but stole from you instead!
    via OverltButWth
  • 16
    Only-Requirement-398 And if she asks you why you reported it to the police, tell her to mind her own business
    via Only-Requirement-398
  • 17
    Andravisia She said to "mind your own business", did she? OP, the credit card in in your name. It is literally your business. You may love her, or you may love the idea of who you'd like her to be, but she has no problem stealing your future from you.
    via Andravisia
  • 18
    You are the victim. If she goes back to jail because she broke the law it is 100% because SHE BROKE THE LAW. She knowingly and willfully committed the crime. It is her fault and no one elses. Don't let her punch you in the gut and then have the audacity to tell you to stop hitting yourself.
    via Andravisia
  • 19
    boredomspren Would you feel guilty reporting a stranger if they stole $6,000 from you or would you say that they will get the consequences of their actions?
    via boredomspren
  • 20
    I get that it's tough when it's your mom, but despite being on probation she decided to steal from her own child. You're doing nothing wrong or to feel guilty about by reporting her. You're not being petty and it's not like you're reporting her out of spite for some petty thing that could send her to jail but isn't hurting anyone.
    via boredomspren
  • 21
    The most important point to make here is that this isn't something you can just ignore. If you do, aside from the fact that she may do it again, you will either be on the hook to pay back $6000, or your credit will be ruined making it very hard to get a place to live in the future, or both. This is really serious damage she's done to you and the only way to rectify it is to report it to the police.
    via boredomspren
  • 22
    vagabond66 Your Mom didn't feel any guilt about ruining your credit and costing you a job. If she doesn't accept the consequences of her actions now, she will do it again.
    via vagabond66
  • 23
    Wish I WasALemon It's either your responsibility and you take the hit, or you let the law take care of it and you get your perfect credit back. Your mom said she wouldnt want those (cops) people in her life. Well, she shouldnt have committed identity theft
    via WishIWasALemon
  • 24
    then, while on probation no less. She obviously didnt learn anything from her last run ins with the law. This woman wrecked your credit and potentially lost you the job you applied for.
    via WishIWasALemon

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steal family drama dads credit identity theft famiies drama kids brother siblings bad parenting moms bad parents parenting dad story family thieving sibling sister stories debit parent mom cousins college parents thief
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